What is sliding scale and why should we use it?

In our capitalist system, financial access and worth are determined by factors such as race, perceived gender identity, disability/ability, immigration status, among other imposed hierarchies. Factors like caregiving responsibilities, access to generational wealth, and expenses related to disabilities also influence one's relationship with money. A sliding scale system encourages payment based on individual resources. Those with greater financial advantages contribute more, enabling those with fewer resources to pay according to their means. This approach allows coaching to be more affordable and accessible to everyone regardless of privilege.

The green bottle sliding scale framework

For ease of reading, here is the text from each of the bottles in the above graphic:

Top of the Scale (or the left bottle):

  • I am comfortably able to meet all of my basic* needs

  • I may have some debt but it does not prohibit attainment of basic needs

  • I own my home or property OR I rent a higher-end property

  • I own or lease a car

  • I am employed or do not need to work to meet my needs

  • I have regular access to health care

  • I have access to financial savings

  • I have an expendable** income

  • I can always buy new items

  • I can afford an annual vacation or take time off

Middle of the Scale (or the middle bottle):

  • I may stress about meeting my basic needs but still regularly achieve them

  • I may have some debt but it does not prohibit attainment of basic needs

  • I own or lease a car

  • I am employed

  • I have access to health care

  • I might have access to financial savings

  • I have some expendable income

  • I am able to buy some new items & I thrift others

  • I can take a vacation annually or every few years without financial burden

Bottom of the Scale (or the right bottle):

  • I frequently stress about meeting basic needs & don’t always achieve them

  • I have debt and it sometimes prohibits me from meeting my basic needs

  • I rent lower-end properties or have unstable housing

  • I do not have a car and/or have limited access to a car but I am not always able to afford gas

  • I am unemployed or underemployed

  • I qualify for government assistance including food stamps & health care

  • I have no access to savings

  • I have no or very limited expendable income

  • I rarely buy new items because I am unable to afford them

  • I cannot afford a vacation or have the ability to take time off without financial burden

* Basic Needs include food, housing, health care, and transportation.
** Expendable Income might mean you are able to buy coffee or tea at a shop, go to the movies or a concert, buy new clothes, books, and similar items each month, etc.

Current Sliding Scale Rates